Do You Need Travel Insurance?
Travel insurance can be a great idea. What if you get sick or something goes wrong with the company that you were going to use? Airlines or cruise lines may refund you fares, but on the other hand, they may not. If you are worried about this you can always check beforehand. Don't buy travel insurance from a vending machine at the airport. Who knows if that will cover you, or even where the company is headquartered. Ask your own insurance agent at home about his or her insurance first, and if they don't have it then you can check some other sources, like online or from friends' recommendations. Buy travel insurance if you need it. That way you won't have a problem in getting a refund. You can then save the money and travel another time. Chancing that you will get a refund is risky, so whether you buy travel insurance or not, check out details first
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